Finance Guide To Buying Your Next New Nissan Car
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Nissan Finance

What finance options do I have with my new Nissan?


PCP (Personal Contract Plan)

The most popular way to fund your new vehicle with monthly payments. Fixed monthly payments to suit you with an array of flexible choices.


HP (Hire Purchase)

The classic way to finance your vehicle. With HP, each month you pay off the cost of the vehicle with interest. Hire Purchase is the ideal finance choice if you want to own your car at the end of the agreement.


PCH (Personal Contract Hire)

A form of vehicle leasing; allowing you to take out a vehicle for a set period of time, you pay an initial rental payment with fixed monthly payments. At the end of the agreement, you do not own the vehicle and must be returned to the dealership.

What happens at the end of the PCP agreement?


Option 1 - Drive away a new Nissan

If the vehicle is worth more than the Optional Final Payment amount, you could part exchange your vehicle by putting the difference towards a deposit on a new Nissan.


Option 2 - Return your Nissan

Simply return your Nissan in good condition, within the agreed mileage limits, and pay nothing.


Option 3 - Keep your Nissan

Pay the Optional Final Payment and be transferred ownership of the vehicle.

Benefits of HP

  • The interest rate charged on the finance will remain unaffected by any future changes in interest rates

  • The initial payment is flexible

  • Agreements can range from 12 to 60 months

  • The higher your deposit, the less interest you will pay


What happens at the end of the HP agreement?

After all, payments have been made (including the Option to Purchase Fee), ownership of the vehicle is transferred to you.

For more information on Nissan finance, leasing, and everything you need to know before you decide to lease a Nissan car or van. We suggest taking a look at our Nissan leasing guide we put together to help our customers decide which is the correct type of finance option for them.

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