2. Take the right insurance policy
Car insurance can cost a small fortune, especially when you're a new driver, which is why you should always be on the look out for a better deal.
Don't just accept the re-newal quote that you are given, you can call your current insurer to haggle and see if you can get a better deal. You should also check your details on comparison sites, as you may find a much cheaper option. There are lots of factors that come into considerations that will influence the cost of your insurance, including where you live, your age, the car you drive and it's engine.
Adding a named driver to your car insurance could also decrease the cost of your policy, as the risk is balanced out, especially if it's an experienced driver with many years of no claims bonus.
Always consider your annual mileage when buying your policy too, the less your drive, the lower your risk is of being in an accident, and therefore, your premium will be a lower price.
3. Your driving behaviour can be cost effective
Cars are at their least efficient when they cold, so if you drive quickly straight after start up there will be a lot of fuel wastage. To save money drive at a more gentle and steadier pace.
Taking on extra courses to enhance your driving expertise can also be an effective way to save money in the long run. These courses may be able to teach you how to change your driving style so you can be a more economical driver. 'Hypermiling' is a style of driving that allows you drive more efficiently, and it is said that once you start, it is addictive.
Also ensure that when driving you avoid pot holes at all costs as these can cause great damage to your vehicle.